Skills
Credit, lending, and finance skills used to evaluate equipment finance deals.
Credit Analysis
Evaluate borrower strength, deal structure, and repayment risk across equipment finance requests.
Financial Statement Review
Read income statements, balance sheets, and cash flow statements to find trends and risk signals.
Cash Flow Analysis
Measure monthly cash performance and repayment capacity from bank statements and operating activity.
Business Credit
Review business credit history, payment patterns, and overall credit behavior across applicants and guarantors.
Risk Assessment
Identify repayment, concentration, and structure risks before lender submissions move forward.
PayNet
Use PayNet history to understand prior leasing behavior, payment performance, and trade trends.
UCC Review
Check UCC filings to understand collateral position and potential lien conflicts.